Nirdhan Utthan Laghubitta Bittiya Sanstha

Nirdhan Utthan is a pioneer microfinance institution involved in extending financial services to low income group in Nepal. 

Target Clients

Nirdhan Utthan recruits new clients who fit the following targeting criteria for its group based financial services:

  • Own less than 0.25 hectares of irrigated land or less than 0.5 hectares of un-irrigated land per five-person family.
  • House must not have cement walls or concrete ceiling (pucca house).
  • Permanent resident of bank’s working area.
  • No family members employed in the formal sector

NULBSL at a Glance, As of April 12, 2024

Total Loan Disbursed (NPR) 233.75 Billion
Number of Branch Office 185
Loan Outstanding (NPR) 26.32 Billion
Number of Centers 22,741
Number of Active Clients 400,299
Number of Regional Office 10
Saving & Deposit (NPR) 19.78 Billion
Total Staff 1,138
Working Districts 77
Local Bodies Outreach 552
Number of Loan Clients 192,498
Currency Conversion USD 1=NPR 133.10
Number of Female Staffs 506