Target Clients
Nirdhan Utthan Bank recruits new clients who fit the following targeting criteria for its group based financial services:
- Own less than .25 hectares of irrigated land or less than .5 hectares of un-irrigated land per five-person family.
- House must not have cement walls or ceiling (pucca house).
- Permanent residents of area.
- No family members employed in the formal sector.
- No current loans from other financial service providers.