Nirdhan Utthan Laghubitta Bittiya Sanstha

Nirdhan Utthan is a pioneer microfinance institution involved in extending financial services to low income group in Nepal. 

Agriculture Loan

This loan is used for seasonal opportunities like purchasing and selling of agricultural products and animals in festival seasons and is accessible to clients who have successfully completed one cycle of the general loan with good repayment performance.

S.No.Product NameMaximum Loan Size Rs.Loan TermAnnual Interest Rate on Declining BalanceRepayment Frequency
1.Seasonal LoanUpto 30,0001 Year15% per annumMonthly/Quarterly
2.Tube-well LoanUpto 20,0001 Year15% per annumMonthly/Quarterly
3.Irrigation Loan Upto 1,00,0002 Years15% per annumMonthly/Quarterly

NULBSL at a Glance, As of Mar 13, 2024

Total Loan Disbursed (NPR) 230.53 Billion
Number of Branch Office 185
Loan Outstanding (NPR) 25.99 Billion
Number of Centers 22,730
Number of Active Clients 400,265
Number of Regional Office 10
Saving & Deposit (NPR) 19.49 Billion
Total Staff 1,135
Working Districts 77
Local Bodies Outreach 552
Number of Loan Clients 193,715
Currency Conversion USD 1=NPR 132.44
Number of Female Staffs 504
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Nirdhan Utthan Laghubitta Bittiya Sanstha, "the bank for upliftment of the poor" is a microfinance bank established in November 1998 under Company Act of Nepal 1997 (now Company Act 2006)