Nirdhan Utthan Bank Limited currently operates in 19 districts of 75 districts of Nepal. The Nineteen districts are: Pachthar, Ilam, Jhapa, Sarlahi, Rautahat, Bara, Parsa, Chitwan, Tanahu, Kaski, Syangja, Nawalparasi, Rupandehi, Palpa, Kapilvastu, Pyuthan, Dang and Banke and Bardia.